Real estate ‘sweet spot’ puts sellers in drivers seat

Real estate ‘sweet spot’ puts sellers in drivers seat

Experts say it can be “approximately extremely hard” for sellers to time the real estate industry just suitable. Even so, there is one 7 days in certain that offers them with the most favorable problems to listing a household, according to a recent report.

Nationally, April 16 through April 22 is regarded as “the sweet location” for sellers, according to economists at Real estate agent.com.

The week is slated to have the “finest mixture of larger charges, fewer residences to compete from, more rapidly profits time and robust purchaser need,” when compared to any other 7 days in the calendar year, according to the report.

Qualified Seems ALARM ON Higher Curiosity Prices Staying THE ‘NEW Regular,’ LEAVING Serious ESTATE ‘EXTREMELY CHALLENGED’

Residence costs

Historically, households for the duration of that 7-day extend shown charges 2.1{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502} better than the common week through the yr and 12.1{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502} better than the start of the 12 months, in accordance to Realtor.com. 

real estate sign

A for sale indication is posted in entrance of a property for sale on February 20, 2023, in San Francisco, California. (Justin Sullivan/Getty Pictures / Getty Visuals)

With substantial checklist charges, sellers can potentially gain an added $48,000 or a lot more for their houses if they offer for the duration of this 7-day extend than if they had been to market at the starting of the calendar year, according to Realtor.com.

Desire

This 7 days also has observed higher desire from consumers. In many years previous, there have been 16.4{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502} far more views per listing through this span of time, compared to the usual week throughout the 12 months. In 2022, it experienced 32.5{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502} much more sights for every listing than the normal 7 days, according to Realtor.com.

HOUSING AFFORDABILITY AT History Lower, REPORT Suggests

With this kind of substantial demand from customers, households have a tendency to market quicker. In actuality, homes that had been for sale for the duration of that week flew off the sector 18{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502} far more rapidly, in comparison to the common week, according to Realtor.com. 

real estate sign

A for sale indicator is displayed outside a assets on Roxborough St. E. in Toronto, Ontario.  (Lance McMillan/Toronto Star by means of Getty Images / Getty Illustrations or photos)

In 2022, homes have been finding scooped up just after only 32 days on the current market, which was 13 days more rapidly than the yr prior. 

Properties aren’t predicted to move off the industry as quickly as they did last year, but they will be sold at a more rapidly speed than what has been witnessed in prior decades. 

Inventory

Historically, there have been fewer sellers on the marketplace, in comparison to an regular week all over the year. 

1st-TIME HOMEBUYERS BATTLING Immediate Decrease IN AFFORDABILITY: Numbers ‘JUST NOT WORKING’

There were “considerable stock gains” last year as need waned, in accordance to the report. In reaction, sellers started off pulling their listings.

real estate sign

A for sale indicator is exhibited outdoors a property on Elm Ave. in Toronto, Ontario.  ((Lance McMillan/Toronto Star by way of Getty Pictures / Getty Illustrations or photos)

At the commencing of 2023, inventory was up 65.5{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502}, compared with 2022. Even now, it was 43{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502} reduced than pre-pandemic stages. 

Even even though house loan fees are projected to continue being elevated through the year, “for-sale stock is nonetheless well below pre-pandemic concentrations, so sellers can even now anticipate perfectly-priced properties to be in substantial demand,” according to the report. 

As of March 16, the price on the 30-year mounted property finance loan averaged 6.6{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502}, which is drastically better than the regular of 4.16{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502} a yr before, in accordance to mortgage loan customer Freddie Mac. 

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Freddie Mac chief economist Sam Khater explained that “mortgage loan costs carry on their upward trajectory as the Federal Reserve indicators a extra aggressive stance on monetary policy.” 

“Overall, consumers are paying in sectors that are not curiosity fee-sensitive, this kind of as vacation and eating out,” Khater reported. “Even so, price-delicate sectors, these kinds of as housing, go on to be adversely affected. As a end result, would-be homebuyers go on to face the compounding troubles of affordability and lower inventory.”

Long COVID diagnosis puts extra strain on family caregivers : Shots

Long COVID diagnosis puts extra strain on family caregivers : Shots

Louise Salant (right), 72, and her aunt Eileen Salant (center), 86, both got very sick with COVID-19 in 2020. And as Eileen developed long COVID symptoms, so too did Louise, who struggled with fatigue and shortness of breath while also managing her aunt’s care. Nearly three years later, home health aides like Elfnesh Legesse (left) help Louise take care of her aunt.

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Louise Salant (right), 72, and her aunt Eileen Salant (center), 86, both got very sick with COVID-19 in 2020. And as Eileen developed long COVID symptoms, so too did Louise, who struggled with fatigue and shortness of breath while also managing her aunt’s care. Nearly three years later, home health aides like Elfnesh Legesse (left) help Louise take care of her aunt.

Gabriela Bhaskar for NPR

For Louise Salant, long COVID has meant new stress, new responsibilities, and multiple medical crises to manage. It’s transformed her life.

But there’s a twist. She’s had to deal with this condition not just as a patient but also as a caregiver for her 86-year-old aunt Eileen Salant, who has coped with long COVID’s disabling symptoms for almost three years.

Eileen and Louise both caught an acute bout of COVID-19 in March of 2020. Eileen had been taking care of her brother, who was admitted to a New York City hospital with heart failure during those dark days of the early pandemic. He got COVID there, and died from his infection with the virus. Both aunt and niece also became very ill.

It was early days of the pandemic in New York, and hospitals were so crowded that Louise was told to stay home and fight out the illness on her own. Meanwhile, Eileen was hospitalized and stayed there all spring, including two months on a ventilator. After that, she spent five months at a rehab hospital. She finally came home to her apartment in Riverdale, the Bronx, the day before Thanksgiving in 2020 — but she was very weak.

Eileen and Louise both got COVID-19 in the early days of the pandemic in New York. Eileen ended up on a ventilator for two months and then spent five months in a rehab hospital. Louise fought the illness at home as hospitals started filling up.

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Eileen and Louise both got COVID-19 in the early days of the pandemic in New York. Eileen ended up on a ventilator for two months and then spent five months in a rehab hospital. Louise fought the illness at home as hospitals started filling up.

Gabriela Bhaskar for NPR

“She could barely sit up in bed, couldn’t hold a fork,” says Louise, who lives a 10-minute taxi ride away.

Over the years, Louise, now 72, has worked at various times as an art therapist, taught piano to children and adults and done medical interviewing for a cancer research team. But when COVID hit, all that ground to a halt. Though she hadn’t always been emotionally close to her aunt, she says, she took on the caregiving role, “because someone needed to” — even as she, too, dealt with her own symptoms of long COVID, including crushing fatigue and shortness of breath.

An overwhelming need

Louise Salant set about organizing home aides, occupational therapy and physical therapy for her aunt and oversaw all other aspects of the older woman’s care. She had to learn to deliver injections of blood thinning medicine, then trained the aides to do it too. For months, she kept track of Eileen’s expenses, maintained all her medical information and patient history, and ran all her errands.

She found that being a caregiver for someone with long COVID, as for other serious and chronic medical conditions, is not just being an aide. It’s running the patient’s life. “Every single day, there’s something she’d need,” Louise says. “I was dealing with the pharmacy, dealing with the doctor, keeping her schedule. And when I’m not there, I’d worry. I have to always be available on the phone.”

Louise began managing all aspects of her aunt’s life while dealing with her own debilitating fatigue. She hired and trained home health aides, made doctor’s appointments for Eileen, and picked up prescriptions from the pharmacy.

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Louise began managing all aspects of her aunt’s life while dealing with her own debilitating fatigue. She hired and trained home health aides, made doctor’s appointments for Eileen, and picked up prescriptions from the pharmacy.

Gabriela Bhaskar for NPR

Eileen recently got a new phone; Louise showed her how to use it.

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Eileen recently got a new phone; Louise showed her how to use it.

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Between 8 and 23 million Americans are thought to have long COVID — meaning they have long-lasting symptoms that endure or arise months after infection, such as difficulty concentrating (“brain fog”), extreme tiredness, anxiety and shortness of breath. But there is no solid estimate of how many need caregiving help. Stats from one clinic hint at the size of the problem: Out of the 1,782 patients seen at the Penn Medicine Post-COVID Assessment and Recovery Clinic between June 2020 and January 2023, about one-fifth said they felt uncomfortable dealing with daily activities like driving, shopping, or using public transit, suggesting the need for a caregiver.

And, like roughly 40{515baef3fee8ea94d67a98a2b336e0215adf67d225b0e21a4f5c9b13e8fbd502} of U.S. caregivers, Louise had her own chronic health problems to manage. It was the exhaustion of long COVID that almost took her under, especially in the first months of caregiving. After three or so hours of helping her aunt, she says, “this sickening feeling would come over my whole body, and I’d have to go home. I’d be in bed sick for two or three days.” In August 2021, Louise got a new inhaler from her lung doctor that helped her breathe better and started to give her more energy.

Why caregiving is harder when the medical condition is new and poorly understood

Stories like the Salants’ reveal another unfortunate reality about dealing with a complex chronic disease like long COVID, in contrast to an illness with a more straightforward diagnosis: Meeting the demands of the health care system itself can be a major burden. Because the medical condition is new and poorly understood, patients often consult multiple specialists who order a long sequence of tests to rule out other illnesses. Caregivers must schedule each of those visits, often go with the patient to the test, and often need to follow up with multiple physicians about the results.

Louise sorts through Eileen’s medications. “She’s been wonderful to me,” Eileen says of Louise. “Like a daughter would help her mother.”

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Gabriela Bhaskar for NPR

With unpredictable symptoms that can wax and wane mysteriously, long COVID also requires exceptionally good record-keeping, in order to provide doctors with new clues. But because the disease often causes fatigue and brain fog, some patients can’t keep track for themselves. They rely on friends or family for help.

“The family caregiver becomes the care manager, advocating and managing the system,” the late John Schall, former CEO of the Caregiver Action Network, an education and advocacy nonprofit, told us last year. “And you’re doing it by guesswork. Nobody tells you what to look for.”

In interviews with a half-dozen family caregivers of people with long COVID, the complexity of managing care emerged again and again. Judith Friedman, a Brooklyn mom who is helping her adult daughter who has long COVID, maintains a list of 14 doctors she consults regularly or periodically and another list that includes 10 daily prescription drugs, plus supplements and other as-needed medications her daughter takes.

Slowly, over time, Eileen began regaining her strength. By March 2022, she was able to venture out with Louise, for adventures beyond the neighborhood.

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Slowly, over time, Eileen began regaining her strength. By March 2022, she was able to venture out with Louise, for adventures beyond the neighborhood.

Gabriela Bhaskar for NPR

The task can be overwhelming even for experts. Tonya LaGrange has helped her husband Brent LaGrange since 2020 through a huge range of problems stemming from long COVID, including heart arrhythmias, joint pain, neurological problems and difficulty breathing. During doctors’ appointments, she is his advocate and backstop, making sure nothing gets forgotten and details don’t get lost. “It’s probably why he’s still alive now,” LaGrange says. “I’ve been able to intervene when he slips through the cracks.”

In 2020, at the peak of her husband’s illness, she was always doing something for his care, she says, whether it was emailing case managers during the day, or monitoring his breathing at night to wake him up when he would especially struggle. It’s not quite as intense now as it once was, she says, but she is still always “on” — juggling phone calls, appointments and follow-ups in between the demands of her job as the director of rehabilitation at a skilled nursing facility.

Even though LaGrange works in health care herself (including training as a physical therapist), and all her husband’s doctors are in one health system she finds care management a challenge. “I know how the field works, I know the system, I know the terminology, and we’re having trouble,” she says. “What about people who don’t have the education I have? It’s devastating.”

Caregivers need support, too

Louise says her own long COVID symptoms have finally mostly eased. She says she took on the caregiving role for her aunt when COVID-19 hit them both, “because someone needed to.”

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Louise says her own long COVID symptoms have finally mostly eased. She says she took on the caregiving role for her aunt when COVID-19 hit them both, “because someone needed to.”

Gabriela Bhaskar for NPR

About half of all family caregivers say they take the lead in coordinating their ill loved one’s care, according to surveys from AARP. And while hands-on caregiving can be emotionally rewarding, dealing with forms, bills and scheduling generally isn’t, says Jennifer Olsen, CEO of the Rosalynn Carter Institute for Caregivers. “It’s challenging to spend half your day on the phone with insurance to make sure you have the right justification for the right test,” she says. “Caregiving project management is something we don’t talk about.”

These responsibilities add to the strain of worrying about a loved one’s health and keeping the household running too. It can be intense, says Sheria Robinson-Lane, assistant professor at the University of Michigan School of Nursing, who studies caregiving. “One family member might have taken care of paying the bills, and now this person has to learn all those tasks, which wasn’t part of the division of labor,” she adds. “That causes stress.”

Louise rests on the couch while visiting Eileen at her apartment in the Bronx. Naps were a regular part of each caregiving day a couple of years ago, when Louise could only function about three hours a day, she says. A new inhaler she was prescribed in August 2021 helped her breathe better, and gave her more energy.

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Louise rests on the couch while visiting Eileen at her apartment in the Bronx. Naps were a regular part of each caregiving day a couple of years ago, when Louise could only function about three hours a day, she says. A new inhaler she was prescribed in August 2021 helped her breathe better, and gave her more energy.

Gabriela Bhaskar for NPR

Robinson-Lane recommends that caregivers move quickly to reinforce their own emotional support systems, whether that’s friends, family or, ideally, a professional counselor. Local senior centers can often help people who aren’t necessarily elderly, she adds: Advice and connections may be available for those over 55, or for disabled people of any age. Simply talking to your insurance provider can also point the way to assistance: “In my experience they’re incredibly helpful once you get someone on the phone,” says Robinson-Lane.

The next chapter of care

By the late winter of 2021, months after she first came home from the rehab hospital, Eileen Salant started feeling stronger, and by April of that year she was able to venture out to the kosher deli in her neighborhood. By March of 2022, with the help of her niece Louise, the two took longer adventures — taxi trips to Nordstrom and Saks Fifth Avenue in Manhattan. “I was just determined to get out,” Eileen says.

Later that month, she had a major setback, and was hospitalized again for a week. But thanks to Louise’s help, and the support of paid caregivers at home, Eileen eventually bounced back.

Louise says that despite the difficult circumstances, she and her aunt have become closer these past few years.

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Louise says that despite the difficult circumstances, she and her aunt have become closer these past few years.

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“She’s been wonderful to me,” Eileen says of Louise. “Like a daughter would help her mother.” Despite the difficulty of the last few years, the two are closer now, Louise says, and have come to respect and love each other.

Louise has advice for other long-COVID caregivers: Find a doctor who is knowledgeable about the disease, or at least willing to learn more about it. She also recommends the online patient-support group Survivor Corps. “The best resource is other people,” Louise says.

Other family caregivers praise the Body Politic COVID-19 support group. And LaGrange recommends simply finding someone to talk to who is not part of the family — perhaps a friend or a therapist.

Although specific treatments for long COVID are elusive so far, many people do eventually recover on their own. The biggest study so far found that long COVID symptoms endured an average of 9 months for people who’d been hospitalized with COVID-19, and 4 months for those who hadn’t needed hospitalization .

Louise also reports that her long-COVID symptoms have finally eased, and she, too, is feeling better. The overwhelming fatigue seems to be gone, although she’s still tired, and she even started teaching piano again for one nearby family.

She’s been able to step back a little bit from her daily responsibilities in caring for her aunt, although she knows that could change at any moment. She still sleeps with her phone by her bed, she says — but now at least she sleeps through the night.

Kat McGowan is a freelance writer in California focused on caregiving. This story was produced with support from the Alicia Patterson Foundation.

Super Bowl MVP puts Tom Brady on all-time sports Mount Rushmore

Super Bowl MVP puts Tom Brady on all-time sports Mount Rushmore

Tom Brady has a spot on NFL’s Mount Rushmore, but just one of the famous quarterback’s teammates considered he is one of the best athletes of all time across any activity.

Former New England Patriots huge receiver Deion Branch agreed when he questioned whether or not Brady deserved to point out as a person of the greatest athletes of all time up there with Michael Jordan, Wayne Gretzky and Derek Jeter.

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Veteran Patriots wide receiver Deion Branch practices with the New England Patriots during a training camp workout this afternoon outside of Gillette Stadium.

Veteran Patriots extensive receiver Deion Branch techniques with the New England Patriots through a teaching camp training this afternoon exterior of Gillette Stadium.
(Jim Davis/The Boston Globe by way of Getty Photos)

“He’s on the Mount Rushmore as nicely with those men,” Branch informed TMZ Sporting activities. I’m under no circumstances the dude to sit below and nitpick on who’s the best in individuals other sports. 

“We do know Tom is the greatest to ever set on a soccer jersey. These other athletes – the Michael Jordans, the Wayne Gretzkys, the Derek Jeters – those men did it in those people certain sports activities … they did specifically what they ended up meant to do for their activity and for their corporation, but Tom will go down as the biggest football participant to at any time perform the video game.”

Brady announced in an psychological video clip he was “retiring for great” soon after 23 seasons in the NFL amongst the Patriots and the Tampa Bay Buccaneers. He gained seven Super Bowl titles, was a five-time Super Bowl MVP and won a few NFL MVPs.

Deion Branch, #84 of the New England Patriots, stretches out after catching a pass against of the Buffalo Bills during the game on Nov. 11, 2012 at Gillette Stadium in Foxboro, Massachusetts. 

Deion Department, #84 of the New England Patriots, stretches out after catching a move in opposition to of the Buffalo Expenses during the game on Nov. 11, 2012 at Gillette Stadium in Foxboro, Massachusetts. 
(Jared Wickerham/Getty Illustrations or photos)

TOM BRADY BY THE Quantities: BREAKING DOWN THE NFL LEGEND’S Notable Data

Branch appreciated how Brady went about his announcement, lauding him for performing it “his way” after all the fanfare came with the quarterback’s series of tweets when he believed he was heading to stage absent in February 2022.

“Fantastic morning, guys. I’ll get to the issue ideal away,” he said in the video clip. “I’m retiring for good. I know the approach was a very huge deal very last time. So, when I woke up this early morning, I figured I’d just push document and let you fellas know initial so. I will not be lengthy-winded. You only get one particular super emotional retirement essay and I applied mine up final yr.

“I genuinely thank you fellas so considerably to all people one a single of you for supporting me. My loved ones, my pals, my teammates, my competitors… I can go on eternally. There is as well several. Thank you men for making it possible for me to are living my complete aspiration.

Patriots quarterback Tom Brady, right, celebrates with wide receiver Deion Branch after Branch's second quarter touchdown pass reception. The New England Patriots hosted the Denver Broncos in an NFL AFC Divisional Playoff game at Gillette Stadium in Foxborough, Massachusetts, on Saturday, Jan. 14, 2011.

Patriots quarterback Tom Brady, correct, celebrates with vast receiver Deion Branch just after Branch’s second quarter touchdown move reception. The New England Patriots hosted the Denver Broncos in an NFL AFC Divisional Playoff activity at Gillette Stadium in Foxborough, Massachusetts, on Saturday, Jan. 14, 2011.
(Jim Davis/The Boston World by using Getty Illustrations or photos)

“I wouldn’t alter a detail.”

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Department performed with Brady from 2002 to 2005 and then yet again in 2010 to 2012. He was the Super Bowl XXXIX MVP.